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- Buy Now, Pay Later!

- Interest Free Credit

- Available on orders over £250

- Apply in minutes

- Flexible repayment terms

Spread the cost and take it away!

Studiospares are now able to offer finance on all orders over £250, enabling you to easily buy now and pay later. We offer a range of finance terms including 10-month, 18-month, 24-month and 36-month with low interest fees and even interest-free for selected items. So now there's no need to save for months and feel the burden of paying all at once for your next big pro-audio purchase.

In association with Pay4Later, the finance we offer is online and instant, in most cases you'll be told within minutes whether your application has been accepted or declined, meaning you can have your order processed the same day for next day delivery, or take it away if you're in store.

Want to know more? Simply give us a call or pop in to see us, and we can talk you through the finance options and application process. Please note finance is only available on telephone or in-person orders for the time being.


Permanent UK Resident

Spending £250 - £25,000

Have at least 10% Deposit

Over 18

Employed at least 16 hours/week

Good credit history

Example Finance Terms


Order Value


Monthly Payment

Total Payable

10 Months Interest Free Credit (0% APR)





24 Months Classic Credit (19.5% APR)





36 Months Classic Credit (19.5% APR)





48 Months Classic Credit (19.5% APR)







More about the finance we offer

Finance is useful for making large purchases more affordable. Rather than taking out complicated personal loans or arranging credit which could keep you in debt for longer, customer finance provides a simple and inexpensive method of making large purchases without a large outlay of cash. Interest free credit is of course the best value. In these cases Studiospares accepts the cost of your credit (the interest), and therefore we require at least a 25% deposit for interest-free finance, and can offer it only on certain items at our discretion. Other finance packages with interest are more easily arranged on a wider range of products. Please note that any interest you pay goes directly to the lender, not to Studiospares. We do not directly profit from interest on finance agreements - we offer the service simply to assist our customers in making larger purchases from us.

We are authorised to arrange finance agreements on behalf of customers, not to directly lend money to customers or give legal financial advice. If there is any doubt if the finance we offer is suitable for you, we suggest seeking professional financial advice before deciding to apply.

How to apply

We can currently accept finance applications in person at our North London showroom, or via telephone or email. In the first instance, simply get in touch and let us know what you would like to order, and we will let you know the finance terms we can offer. If we are able to offer interest-free finance, you will need a deposit of at least 25% of the order total, otherwise it's 10%. Once we have your order and you have agreed terms in principle, we will either send you a link to complete the application in your web browser (if you're calling us), or set you up with a tablet to fill out the form if you're in-store. When you've finished the application and submitted it, you'll get a response from the lender usually within 10 seconds. If the application was successful, you'll simply need to pay us the deposit and we can process your order for delivery or let you take it away.

What about returns?

We are able to accept returns as normal for finance orders, however please note that returns of used goods or damaged packaging may not be accepted or may incurr a restocking fee before we can accept the return. There is also a 14-day 'cooling off period' during which you may change your mind and cancel the finance agreement. In this situation you will need to pay for the entire order by some other method, or return the unused, resaleable order before you can cancel the finance agreement.